Part of being a frugal Mom is reducing unnecessary costs. But another important part is recognizing that while some costs are unavoidable, that doesn’t mean that they can’t be mitigated. Just because the whole family needs to eat doesn’t mean you can’t save money on food shopping. Just because you need to insure your home, doesn’t mean that you shouldn’t keep an eye on the markets to see who has the most competitive prices. And just because you need a car to drop the kids off at school and / or take yourself off to work doesn’t mean you need to spend a fortune on it.
Here are 5 ways in which you could be paying too much for your car…
Letting your insurance roll over
It goes without saying that insurance is essential in protecting your vehicle and everyone who drives it. But while insurance may be essentials overpaying for it most certainly isn’t. And that’s almost definitely what you’re doing when you let your policy roll over from one year to the next. Don’t make the mistake of assuming that your insurer will reward your loyalty. They won’t. In fact, they’re counting on you letting your policy roll over so they can jack up the price.
Take a look at this earlier post on how to save money on your auto insurance.
Using the closest gas station to you
It’s great to live within easy reach of a gas station. But you may be surprised by how much you’re paying for the convenience of filling up close to home. If you’re prepared to drive just a little further out of your way, you may find that your savings in fuel are worth the extra effort and fuel expended to get there. These apps will help you to save money by finding the cheapest gas in your area.
Not investing in regular servicing
An ounce of prevention is always worth a pound of cure. When it comes to servicing your vehicle, you may feel that you’re not getting a whole lot for your money. But in keeping your oil fresh, your filters replaced and your other fluids topped up, you’re keeping the parts in your vehicle’s engine from overheating and running less efficiently, eventually warping and wearing excessively. This will inevitably result in repairs that cost far more than regular servicing.
Using a garage that doesn’t offer discounts and coupons
Speaking of repairs, you should always be on the lookout for a repair shop / garage that’s willing to give you more for your money. Check out Elite Automotive for a good example. They have a section on their website dedicated to special offers on routine maintenance and diagnostic checks.
Forgetting to check your tires
Finally, as easy as it is to take your tires for granted, as wear accumulates on them they can struggle to gain the traction they need on the road. Inevitably, this means that you wind up spending more on fuel. What’s more, worn tired can significantly increase your stopping distances when you need to brake hard in an emergency. Get your tired checked regularly! Most garages will do it for free.