Starting an Online Business From Scratch

If recent global events have shown us anything, then they have shown us just how precious our time is, and just how important it is to have a stream of income. At a moment’s notice we could be out of work, so being able to do something for yourself and that can be done from home, is a must. Getting started with an online business is something that can seem like a pretty obvious thing to do, as all you need is a computer and the internet and then you can build up a website and run things in your spare time. With the whole world potentially at your fingertips, it means that you can access a lot of users from all around the world. If you’re keen to get things going, then here are some of the things that you can do to get your business started from home.


Market research

Market research is something that you need to do in order to see if there is a demand for what you want to do. It can also give you an idea of what people are willing to spend, which can help you to get things up and running. If you are reading this, then you probably have an idea of something that you’d like to do and that would work. But all is not lost if you’re not sure where to start; that is why you need to do some research. Getting in touch with friends and family, as well as other people doing what you would like to do can help. Think about things that you have done online too. Have you had a negative experience somewhere which your idea could eliminate?

Choose an online business model

When you’re ready to go with your idea, you need to think about your online business and how you are going to go about it and make money from it. If you are going to start selling things or run an online store, then you will need to create a business model around e-commerce, compared to something like starting a blog for money. You will need to think about how you will get paid too. Will you just use a platform like PayPal? If so, what are the fees associated with it? You could look to get something like a USD account if you live elsewhere but want to sell over here, as that can help with exchange rate and taking money out. So there are a variety of things to consider with your online business model.

Comply with online legal regulations

When you have a business online, there are a number of regulations that you need to adhere to. These are legal things, so do have to be complied with. For instance, in May 2018, the General Data Protection Regulation (GDPR) was introduced to give consumers control over their personal data. Any online business needs to be upfront about the use of customer data and give the consumer the option to approve or deny that. So with an online business under GDPR, you need to ask for consent before processing any customer data, as well as having a privacy policy around how you use the data. The Privacy and Electronic Communications Regulations from 2003 should also be considered. This is all about the use of cookies on a website, and making sure that they can’t be used in a negative way on your site. 

A Worker’s Guide to Staying Healthy at Work

With more and more people returning to work, things are going to look and feel a little different. There will be new measures in place, as well as distancing measures for colleagues, as well as customers. Whether you work in an office environment or something like a store, there will be new things to get used to. Some of the things that will have been put into place will have been put in place by your employer. However, there are a number of things that you can do to help to eliminate the spread of germs. Not only that, but there are still standard things that we need to remember as an employee, to make sure that we keep ourselves healthy and well as we go back to work. 

Your employers will be taking steps to keep up to date with the changes that we are facing, but you should also consider that they shouldn’t be forgetting about other elements of health and safety in the workplace. If something happens at work that isn’t your fault, then getting in touch with a firm like Ratto Law Firm could be a good idea. We can all use some common sense to keep ourselves and others healthy and well, though. So with that in mind, here are some things to think about.


Strengthen Your Immune System

A proactive thing that you can do to help your own immune health is to give it a boost! Then if you are healthier and feeling stronger, the chances of you spreading something will be less. Getting enough sleep each night can make a difference, as well as taking steps to decreasing your stress levels. Eating well makes a difference, and you could consider taking a multivitamin to make sure that you are getting all that you need each day. If something has Echinacea and Vitamin C in it then it can be a good place to start. 

Wash Your Hands

It is so important to keep washing your hands. Cases of coronavirus can be going down, but having clean hands is something that will be essential to prevent any illness and spread of it. When you touch a surface of someone with it, or that is asymptomatic, then you can risk the spread of it as you touch it and then touch other things. So wash hands regularly when you’re at work, and use alcohol hand gel to sanitize when washing isn’t possible. 

Stay at Home When You Are Sick

This is something that so often we can forget to do. But whether it is COVID-19 or something else, things can spread around if we think that we’re a little sick, but not that sick. Then we go into work and spread it around. You might be coping fine with a flu or stomach bug, but it could be passed to someone else who won’t be able to cope as well with it. So if you have any symptoms, even just a temperature, stay at home rather than go into work, to avoid the risk of spreading something to someone else. 

How to Help Your Teen Buy Their First Car

For most parents, buying their teen their first car is an important milestone. It’s an exciting transition for your child as well because they’re finally getting the freedom and independence they’ve wanted for so long. Buy your teen their first car can be a little daunting for parents, however. It’s a big step and brings about all sorts of questions and safety and expenses. There are difficult decisions to make along the way. Here’s how to help your teen buy their first car.

How much should you contribute?

This really depends on you. If you’ve decided to pay the full price for the car, then try to present as a reward for good behavior, such as an academic achievement or getting their first job. If your child has the means, encouraging them to save up for their car can teach them a valuable lesson.

Come to an agreement. Set them an amount to save that you will meet when they’ve reached this number. If you see that they are working hard to save money, you can chip in early and pay off the rest. If you’re looking for more ways to negotiate the price you can find advice online.

Explain the operating costs

Buying the car is just the first step. Explain to your child that cars cost money to run. They need to understand the costs of insurance and making claims, maintenance, parking, and fuel. If you need to help them with insurance claims, accidents, and consequences seek advice from attorney Javier Villarreal about this.

It’s a good idea to go over a little refresher lesson in maintenance and road safety as well. Explain the inevitable costs of when a car breaks down, or you have a minor accident. Give them an accurate lowdown of local parking and gas prices too.

How much should you spend?

When deciding which model to go for, you don’t want to spend too much on the car. Experts say you shouldn’t spend more than 10-12% of your income on a new car. If your teen has a part-time job they probably won’t be earning that much. Create a realistic budget including operating costs, and help them out with the overall price of the car.

Which is the best car for teens?

If you’re buying your teen’s first car it’s often better to go used. They’ll just be happy to have their own wheels, and you’ll save a lot of money. Check out this list of the best used cars for teens. Used cars these days are up to date with modern safety and economic standards. You will be getting a modern vehicle at a cheaper price.

The benefits of owning your first car

Owning your first car will teach your teen valuable economic principles. Although you’ll be giving them more freedom and independence, there’s a lot of responsibility that comes with it. Give them space to manage their own vehicle. Ensure they learn to budget for fuel and maintenance. They’ll learn more this way.