What Did Facebook Do So Wrong?

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Over the last couple of weeks, a lot of information has come around surrounding a scandal involving the world’s largest social media business; Facebook. Having allowed sensitive consumer data to fall into the wrong hands, the massive company is having to face the prospect of direct regulation from several world governments, massive fines, and even criminal charges brought against them. But, what exactly did they do so wrong?


Facebook has had a developer platform in place for a very long time. Providing invaluable tools to people making websites and software, this system is great for anyone trying to make a third-party app. Of course, though, when it comes to new services like this, it can take a lot of learning before they are perfect, leading to big mistakes being made. In the case of Facebook, they simply gave developers too much freedom when it came to collecting data. Assuming that their policies and terms were enough to prevent data breaches, they left their user’s data to be ripe for the taking.


A few years ago, Cambridge University’s Aleksandr Kogan released a tool which enabled him to collect user information when the signed up. Using a loophole in the API’s design, Kogan was able to collect the data of not only the users signing up, but also of select groups of their friends, resulting in over 80 million users data being collected within a matter of months. Up until this point, though, not much wrong had been done, and Facebook’s user agreement was the only thing broken.


This data didn’t sit around for long, though, and it soon found itself being bought by a data analytics company called Cambridge Analytica. At this point, the story begins to get a little hazy, but it is widely suspected that this user data was used as a tool to influence both Brexit and the 2016 US elections, violating both laws and user agreements which Facebook is supposed to uphold.


For most users, this issue isn’t anything to worry about, and it’s unlikely that your data is out there and being used without your knowledge. If you suspect your data has been breached, though, it could be worth talking to a company like Shakfeh Law LLC to give you the power to take the right action against those abusing your information. It’s likely that Facebook will face a lot of legal challenges over the next few months as a result of this breach. Not only will they have to fight in court, though, but they will also have to win back the trust of the massive user base they serve.


Hopefully, with all of this in mind, you will feel a little more resolved when it comes to keeping your Facebook account. Breaches like this are a fairly common occurrence in the world of the Internet, and it’s unlikely to stop until companies have had enough time to iron out there policies. Until then, it is worth only posting information which you wouldn’t mind the whole world having access to.


Mindset Management For Magnificent Money

If you want to improve your money and grow your wealth, then focusing on the ways in which you are thinking about it will make a huge difference indeed. In many respects, this is all you really need to do, and you will almost always find that the rest will follow. However, that is easier said than done, and you need to make sure that you are actually aware of what it entails and all of the angles you might need to approach it from. In this article, we are going to look at some of the things you might want to consider in order to be able to manage your money mindset a little better, and so hopefully get to a place where you are able to make much more of what you have, and gain much more besides.


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The Role Of Positivity


Much has been said in the past of the aim of being positive, and this forms the basis of many mindset changes which people are keen to undergo. However, the positivity itself is often deeply misunderstood, and it is worth looking into it to make sure that you are truly aware of what it really is and isn’t. Being positive about your money does not mean that you pretend things are better than they are, or that you ignore the bad going on in your life. All it means is that you try to focus on what is good rather than what is not so good, and in so doing you will be able to make much more of the former while hopefully limiting the latter.


Being positive can actually be something of a challenge, but you will find that if you get good at it, it becomes like any other habit, and one which will bring about some pretty interesting and powerful changes in your life. If you stick with it, it will mean that you end up actually bringing more of the good into your life, so that you can then continue to feel more positive as time goes on. As you can see, it is a virtuous and healthy cycle, and one which can really make a huge difference to your money in the long term.


Gratitude Magic


You might have heard among those who like to try and improve mindsets that gratitude is a powerful thing to focus on. It’s true, and it is so important that it is worth looking into as deeply as possible to really get to the bottom of it. One of the real hurdles many people face is not being able to feel grateful when they are not in a good or strong financial position. This is understandable; after all, nobody who is in poverty will feel much to be grateful for. Yet, if you do manage to find something to be grateful for, it can have a way of dramatically transforming your life overnight, and it is worth looking into to see how you can develop more of this feeling around your finances, so that you can improve the situation on the whole.


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The reason this works is that when you are grateful for what you have, it places you in the frame of mind which enables you much more easily to gain the things you want. Conversely, when you feel ungrateful, it only creates more of the same situation which you don’t want. You receive what you focus on, so if you focus on your gains rather than your lacks you will find you increase and multiply them – and vice versa. If you remember that gratitude equals a great attitude, you will be able to remind yourself to be grateful for the things you have, however much or little it might be, which will in turn lead to even more to be grateful for. It’s real magic.


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What’s Your Worth?


If you want to improve your relationship towards money, you need to have a strong and clear idea of how much you are really worth and what you really deserve. This might be harder to do than it at first seems, but it is worth getting to the bottom of it if you really want to keep your finances in the best possible position. Figuring out what you are owed is often a matter of research – research into a specific situation you find yourself in, or research more generally into what you might be able to claim for your own. People who are unsure of what they are worth or what they are owed are much less likely to be in a strong financial position, so this might be more important than you think to figure out for yourself.


You can read more here about a certain situation in which it helps to know what you are owed – but bear in mind that this is also a mindset which you should try to adopt more generally, as it will invariably lead to a much more confident stance towards your financial concerns.


Generosity Ties It All Together


If you want to receive, you need to give – this is as much an immutable law as anything else in the world, and it’s something you will want to come to terms with as soon as you can. When it comes to improving your finances, you will find that when you give out more, you will always get it back in droves. You don’t need to harbour a belief in karma or any spiritual ideas for this to work for you; it’s actually just a simple case of energy and the way it works over time. If you want to be in a better financial situation, much of the change you seek will come about as a result of giving away to others a little more. If you find this hard to appreciate at first, it is worth sticking with it, and before long you will start to notice that it really does make a huge difference to your own personal wealth. Of course, you should be careful not to give away so much that you bankrupt yourself.


How To Handle Your Finances When They’re Feeling Too Much



When it comes to money, we can all get a little overwhelmed every now and again. Because money makes our own little world go around and when you know that you’re not on top of yours, it can freak you out a little. As much as it should be super easy to keep track of the money we get in and what we pay out, life doesn’t always work that way. A lot of the time, you are actually going to find that you are faced with unexpected bills or even that you can’t quite make ends meet at the end of the month. However, you don’t have to let yourself struggle like this any longer. Because it can be so much easier to handle your finances that you might think.


Create A Spreadsheet


First port of all – you’re going to want to create yourself a spreadsheet. This doesn’t have to be incredibly complicated, just a simple sheet with ‘in’ and ‘out’ is a start. When you’re able to track what comes in and what goes out, whether that’s from now on or backdated, you’ll have a much better sense of where you are financially.


Download An App


If you never really know what money you have, then it’s time to download an app or two. Because the banking apps or even the app for your credit card can be really useful. You can see realtime what your finances look like, make payments, and even see where your money is being spent with their analysis tools. This is a really simple way for you to be able to check in on everything regularly and stop everything from feeling like it’s too much to handle.


Stay On Top Of Things


Above all else, you really aren’t going to want to feel like this and have to go through everything every few months. So instead, you’re going to want to make sure that you track your spending on a daily or weekly basis so that you can stay on top of things as you go along. When you do, you’re going to find that you don’t really get overwhelmed at all.


Bring In The Experts


If you’re really struggling to make any sense of your finances when it comes to your taxes, then don’t suffer in silence. Sure, it’s cheaper to do that, but you’re only going to stress yourself out. Instead, when you hire an accountant such as Gudorf Tax Group, you’re going to find things so much easier to manage. They’ll take care of your taxes for you, which will give you one less thing to worry about. An accountant’s fee is a small price to pay for peace of mind!


Go Back To Basics


When you’re dealing with too many different payments, accounts, or outgoing altogether, you can tend to feel overwhelmed. So, strip it all back. Keep all of your accounts in one place, reduce your bills that go out, and really stick to the minimum. That way, you’re going to find everything so much easier to keep track of and handle altogether.


Pelican Point By Irene Hannon {Book Review}

Disclosure: I received a copy of this book from the publisher for the purpose of this review. All opinions remain my own and weren’t influenced. My opinions may differ from those of others as well as the author/publisher. Some of the links on the following page are “affiliate links” and I may be compensated if you click on these links.


A crumbling lighthouse is not part of the inheritance Army doctor Ben Garrison expects to claim when he journeys to Hope Harbor. Fresh out of the service, he wants only to unload the tower of bricks, decompress from years of treating battlefield trauma, and prepare to launch his civilian career.

Hope Harbor Herald editor Marci Weber has other ideas. She may not be a Hope Harbor native, but the small Oregon seaside town has become home–and she’s determined to save the Pelican Point landmark.

Sparks fly as the two go head-to-head over the fate of the lighthouse. But when they start to cooperate, a different kind of fire ignites. Can Hope Harbor heal the hearts of these two romance-wary souls?

My Thoughts!

I’ve loved lighthouses since I was a little kid, so the synopsis drew me in rather quickly. The story was mesmerizing. It’s well written, well developed, and easy to follow. I loved the well developed characters and the easy to follow plot.  It offers a fast pace  that drug me into a whole new world from the first page. It offers determination,  love, motivation, and  difference of opinions. I  highly recommend this read!

Purchase It!


Hurry on over to Amazon to grab this book! *Remember that Amazon pricing is subject to change at any time with or without notice.  Please double check pricing before purchasing.

Forget the Pennies: To Save Money, Be Pound Smart

OK, the title may be a bit incorrect: you shouldn’t forget the pennies altogether. Those small savings you can make from switching to cheaper brands and so on can add up to real savings if they’re spread over a long enough period. But if you want to save some serious cash, and quickly, then it’s high time you look at the big expenses – the ones that really eat into your annual budget. If you can slash the cost of these expenses, or think about them differently, then you’ll see that savings account moving in the right direction.


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Your Monthly Food Bill


UK households have always had to spend a large part of their salary on one of the basic requirements of living – eating food. And last year saw an additional percentage rise, as supermarkets ditched their promotions and a strong euro raised the cost of imports. If you’re still just wandering into the supermarket and picking up whatever you want off the shelf, then it’s time to rethink your strategy. Planning your meals and making a shopping list can dramatically cut the cost of your food bill – sometimes by as much as a third. Calculate how much you’re currently spending each month, and you’ll see that it’s not an insignificant amount of money!


The Essentials


Along with food, the other two big areas where Britons are spending their money is their housing and transportation. When it comes to your vehicle, you can usually get a much better deal by leasing your car from a company like Intelligent Car Leasing than by buying it outright; you’ll still have a car in your life, but it’ll cost you much less per month. If petrol is your issue, then step out of the driver’s seat from time to time. Public transport in the UK is very good and means you won’t be burning money (petrol) or having to pay for parking.


Avoidable Extras


It’s nice to have a few luxuries in our lives, but the reality is that things like a weekly trip to the pub and the like can cost our wallets dearly. Take a look at how much you’re spending on things like restaurants and alcohol, and you might just discover that you could have much more money in your bank account if you reduced these costs. Try and find other ways to entertain yourself at the weekend; hosting a dinner party or curling up on the couch are no poor alternatives to heading out – and you’ll be thankful for your decision when it comes to checking how much money you have left at the end of the month.


Matched Saving


No-one’s going to stop buying things like televisions, smartphones, and other modern tech. But if you do, consider putting the equivalent of however much you spend into a savings account. It might just make you think twice about parting with the cash, but if you do go ahead and buy, then at least you’ll also be making a wise financial decision at the same time.


Bad Investments That Could Cost You Dearly

If you know anything about money and finances, you will be very aware that investing your cash is one of the best things that you can do with it. It’s even better than simply hoarding it all away in a savings account as you stand a much better chance of getting some considerable returns on your investments. It’s fair to say that even the best savings accounts with the higher levels of interest just can’t compare to the growth your money will see in various investments.


However, investments are not all created equal. Sure, there are some really great ones, but there are also some that are extremely risky for you and your money. Here are some of the worst investment decisions that you could make. Try and stay away from them as they will certainly cost you dearly!






On the face of it, timeshares may seem like a really good idea. After all, who doesn’t want their own little place in the sun where they can go on regular vacations? But they really aren’t good for your money. When you invest in a timeshare, you will buy a portion of the year to spend at the property. The more people who invest in the same property will make it cheaper for you. So, it’s easy to think you are getting very cheap holidays. That’s not the case, though. Most timeshare properties have very expensive maintenance costs that you will have to pay for. You won’t just have to pay for the maintenance carried out while you are there – you will need to pay for the year in full. Plus, timeshares can be very difficult agreements to get out of. Most people have a battle on their hands and resort to using the services of Aconsumercredit and other companies who help their clients rescind timeshare agreements. As you can see, they are bad for your cash and also your stress levels!




Pyramid Schemes


If someone approaches you with a business idea, you might be tempted to invest in it, especially if they itch well and put on a great presentation. It might all seem very compelling and legitimate. But you really do need to think twice about their proposal as they might just be trying to sell you a pyramid scheme. You need to pay to join the scheme at first and will then need to recruit other new members so that you can make a profit for yourself. However, this can be very difficult. Even if you do find that you are able to recruit some newbies to start off with, you will no doubt find that the pool of possible people you could invite starts to dry up. Pyramid schemes always inevitably collapse and, in this situation, the only people guaranteed to walk away with any money are those at the top who started it all. You will definitely lose out. So, don’t invest in these kinds of schemes as they are usually always scams!






Even though land looks like it could be a great investment, it usually is far from it. Lots of people buy land thinking that they can then sell it for a higher price to property development companies. Even though that sounds simple enough, it isn’t always that easy. In fact, the value of land can actually be very volatile. You might buy the land for one price but then will be unable to sell it for a higher price at a later date due to a dip in its value. Not only that, though, but you will have to pay certain taxes and insurances to protect the land while it is in your ownership. This is a regular monthly outgoing that could be costing you dearly. You will need to factor in this cost when you work out how much you make from reselling the land – as a result, you might be surprised at how little you are able to make.




Penny Stocks


Have you ever heard of penny stocks? If not, then that is probably a good thing! These types of stocks were very popular a decade or two ago and many people still seem to favor them over other investments. But that’s a really bad move. These penny stocks bring terrible returns on money. These stocks are all priced under $1. As they are so cheap, many investors believe that they will be able to make a quick profit very easily. That rarely happens, though. In fact, the only people likely to make any money from these kinds of stocks are those who list them for sale on their website. So, stay well away!




Missuited Higher Education


Most people will agree that there are some higher education degrees and courses that are really worth it. For instance, those who study medicine and go onto become doctors will be investing in their future by going to higher education. After all medical professionals are always in demand so there will always be well-paid jobs for those who take a course in medicine. Other higher educational courses that are worth it include mechanics, sciences, modern foreign languages, and teaching. However, there are some courses and degrees that don’t improve people’s employability. These are more often than not the degrees that are considered arts and creative. For instance, philosophy, English, and history of art won’t have too many career prospects available to you once you graduate. This is because you won’t come out with any practical experience or a defined career. So, you need to think about which higher education course you are going to take before you finalize your choice. Otherwise, you could really struggle to find a well-paid job after graduation. And, if that happens, all of that money you pumped into your university or college tuition fees will have been a very bad investment.


Hopefully, this blog post will help you open your eyes when it comes to bad investments. If you manage to stay away from these, you should end up in a strong financial position!


Simple Ways To Promote Safety At Work

Whether you’re a business owner or an employee, safety is an issue that should concern you. Everyone wants to feel safe at work. If you run a company, it’s your duty to ensure that you’re doing everything by the book to protect your workforce from injuries and illness. If you’re not, there could be dire consequences. Here are some simple ways to promote safety at work.


Image from https://pixabay.com/en/posted-warning-wet-floor-caution-652115/


Risk assessment

Every company director should ensure that risk assessments are carried out on a regular basis to identify potential hazards and provide solutions. Risk assessment is an effective means of preventing accidents like slips, trips and falls. If a risk assessment highlights dangerous flooring or hidden steps, for example, make sure you respond quickly. If problems have been identified and you’ve failed to act, you may be liable for legal action.


Safety guidelines

Every business owner should be aware of legal requirements related to health and safety. If you’re flouting the law, and somebody gets injured on your watch, there’s a good chance that you’ll receive a call from a premises liability attorney. If you run a large-scale operation, it’s wise to hire safety officers to ensure that the environments in which your team operates are safe and secure. Guidelines are there to make sure that every company meets minimum standards and to try and reduce the risk of accidents such as falls and injuries caused by using unsuitable or faulty tools or machinery.



Training is hugely beneficial for employees, especially those who operate machinery, tools or equipment that carry a high risk of injury. If your business uses equipment, for example, heavy-duty trucks or power tools on a construction site, the people tasked with working on the project should have the relevant training and knowledge before they use this machinery. Training minimizes the risk of injury, and it will also help to boost efficiency.



Many people require access to safety equipment to do their job. If you employ a workforce, it’s your duty to ensure that any equipment you provide meets the relevant standards and that it is suitable for the task in hand. If an employee is injured because their helmet was damaged or you provided them with the wrong ladder to do a certain job, you will be liable for the accident. Check equipment and machinery on a regular basis, encourage your employees to report problems, and make sure any issues are addressed as a priority. If you provide suitable equipment, but your employees choose not to use it, liability passes to them.


Picture via https://www.flickr.com/photos/121494685@N06/13426643175


Health and safety may not be the most enthralling topic of conversation for business managers, but it’s essential to have an effective strategy in place to protect your employees. If you run a company of any kind, you’re responsible for ensuring that you follow health and safety guidelines. If you’ve got policies in place, this will help to lower the risk of accidents and eliminate the risk of employees making a claim against you for negligence.


Get 300 bonus SB when you sign up for Swagbucks in April

Disclosure of Material Connection:
Some of the links on the following page are “affiliate links” and I may be compensated if you click on these links.

All throughout April you can earn large bonuses when sign up as my referral on Swagbucks. Swagbucks is a rewards site where you earn points (called SB) for things you’re probably doing online already, like searching, watching videos, discovering deals, and taking surveys. Then you take those points and exchange them for gift cards to places like Amazon, Starbucks, or PayPal cash.

When you sign up through me this month, you can earn a 300 SB bonus! Here’s how:

1. Sign up using this link

2. Earn 300 SB total before May 1st, 2018. You’ll get a 300 SB bonus for it!

3. That’s it. It’s super easy, and Swagbucks is for real. 


New To Swagbucks?

If you haven’t heard of Swagbucks, it’s a site that rewards you for online activities that you’re already doing. You collect points then redeem those points for gift cards to places like Amazon, PayPal, Starbucks, Walmart, Target, and more! Swagbucks is totally legit. I use it myself on a daily basis to earn money that I save up for Christmas, birthdays and date nights! 

Considering Bankruptcy?


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No matter how hard you try to recover and get back on top of your finances, sometimes debt is such a slippery slope that it can be hard to keep your head above water, and when faced with extreme financial difficulty it might be worth considering the option of bankruptcy.


The social stigma that was once associated with bankruptcy is nowadays much less potent, due in part to the number of people having to file for bankruptcy in the past decade and popular entrepreneurial culture that has seen many highly successful business people go bankrupt multiple times only to rise up, bounce back, and become millionaires.


This article looks at the most common method of filing for bankruptcy in the United States; known as a “Chapter 7” bankruptcy.


This method will usually result in most of your debt being discharged, meaning you won’t need to repay what you owe – however, some of your assets may be collected and liquidated in or to settle the outstanding debt.



Technically, you can file for bankruptcy yourself though many people appreciate the support and advice of having a bankruptcy lawyer handle their case.  There are plenty of specialist attorneys that can help with bankruptcy filing for less than $1,000.



Chapter 7 bankruptcy usually takes around three months for the process to be completed, if it’s simple, but for many people, four to six months is an average timeline.



Eligibility for chapter 7 bankruptcy proceedings are based on a variety of factors including income and whether you have filed bankruptcy in the past.  The most significant stumbling block is whether the court considers you did not file your case in good faith, as this way, you might not be able to obtain a discharge from bankruptcy; an example of bad faith would be to conceal assets or misstate your income.



In addition to the obvious benefit of no longer having responsibility for the debt you owe a bankruptcy order provides an injunction that stops creditors from collection activities including wage garnishments and lawsuits.  Essentially, this means that a lot of the stress is put on hold – as the credits cannot go after your home or car without authority from the court.  It means that all the stress and hassle of being pursued by creditors will stop.



Once the bankruptcy process is complete the court will discharge you from the responsibility of your debt; meaning, you no longer owe the amount you owe as it relates to the law; the debt is basically written off, and wiped clean.  That said, your credit history will be severely affected (yet it would be if you kept missing payments anyway, so there’s a question as to how much of a prohibiting factor this should be).


There are however, certain types of debt that can’t be discharged in bankruptcy such as student loans and tax debt which will remain your legal responsibility even with going bankrupt.


Why Should Your Business Care About Health And Safety Anyway?

Health and safety is generally considered a massive pain for most business owners. It’s just a set of rules, most of which seem pretty extreme, that they have to spend time and money to make sure they’re following. Most businesses would jump at the chance to get rid of health and safety regulation entirely because it would make life so much easier for them. But health and safety wasn’t invented to make your life harder, it’s there for a reason. Next time you find yourself complaining about regulations and health and safety inspections, think about these reasons that you need to invest in it.




All Workplaces Are Dangerous


If you’re running a factory with a lot of heavy machinery in it, it’s obvious why you need health and safety regulations. But business owners that operate out of an office often think that health and safety regulations don’t really apply to them. The reality is, every single workplace is dangerous in its own way. Even in an office, you have to consider trip hazards, dangerous electronic products and the effects of sitting down at a desk all day. Even though it might not seem like your employees are at risk, they are. If you’re ignoring health and safety regulations, you’re putting them in danger every single day and that’s never good for business.


You Could Be Sued


This is your number one reason for adhering to health and safety policy; if you don’t, you could end up losing a lot of money. Any time that an employee is injured in your workplace, there will be an investigation. It’s up to you to create a safe workplace and avoid any unnecessary injuries and if you don’t, you’re liable to compensate anybody that gets hurt. If an employee gets injured because they were using equipment incorrectly or they were intentionally putting themselves in danger, that’s down to them. Otherwise, it’s down to you. It’s also worth noting that it falls to you to teach people to use equipment safely. If you don’t provide that training, you’re also liable.


That means if an employee gets hurt for any reason that isn’t directly their fault, they’ve got grounds to sue you for a compensation settlement. If the worst happens and somebody loses their life, their family are within their rights to contact a wrongful death lawyer and seek remuneration. If that happens, you’ll end up paying out a huge settlement and probably getting a big fine because you’ve broken health and safety regulations.


Losing Employees Costs Money


If an employee is injured at work, you could easily lose a load of money through settlements. But even if they don’t make a claim against you, that doesn’t mean it isn’t costing you anything. Losing an employee is an expensive business for a couple of reasons. If they’re off temporarily, you’ll experience a loss in the general productivity of the company because you’ll either have to get somebody else to fill that role alongside their existing duties, which means both jobs are being done with less efficiency. If you do hire somebody on a temporary basis, you’ll have to spend money on training them and they’ll never be as quick as somebody that’s been in the job for years. You’ll see a huge drop in productivity, all because you didn’t want to follow health and safety procedure.


Employees might also leave of their own accord if they don’t feel safe around the office. If somebody has had an accident and the rest of the staff feel that it was because of negligence, they’ll start to feel unsafe around the office. They might also think that you as an employer don’t care about their wellbeing. If that happens, you’ll soon see people starting to jump ship and find jobs elsewhere.


It Increases Productivity




Employees will stop working as hard and may even leave if they don’t feel that their employer cares about them, but if you show them that their safety is a top priority, you’ll get the opposite effect. Employees are at their best when they feel comfortable and safe and they feel as though their employer cares about them. If you’re not investing time and money into health and safety, they’ll get the opposite impression. By spending money on keeping the office safe and running regular training days, you can show your staff that you’re willing to go out of your way to make sure that they have a safe working environment and they’ll reciprocate by working a lot harder.


It Improves Your Image


Public image is vitally important for any company these days. One small slip up and it’ll go round on social media in a matter of hours and you’ll see a huge dip in sales. If somebody gets injured due to your negligence and failure to comply with health and safety laws, you’ll quickly become the villain. As soon as that information goes up online, it’s near impossible to get rid of that stain. But a company that follow health and safety laws to the letter is always going to have a good public image.


You Could Get Hurt


Your employees should always be your first concern but most bosses forget that these health and safety laws affect them as well. There’s no reason why you couldn’t be the one that ends up getting injured because you haven’t followed procedure. Even if you’re not convinced by the fact that it increases productivity and loyalty amongst employees, avoids lawsuits and stops you from losing valuable employees, it makes sense to follow procedure so you don’t end up getting hurt yourself.


Health and safety laws are a bit of a pain, everybody knows that, but ignoring them is never a good idea. If an employee gets hurt and it’s your fault, you lose a good staff member and risk having to pay a large settlement. On top of that, your public image suffers and you could easily see a big drop in sales. Remember that next time you’re moaning about health and safety.