How To Protect Yourself As A Blogger

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When it comes to the world of blogging, you may not always think of the things you do as being in business. You’re writing posts and talking to other online users, and it can all feel quite nice. But, when you do blog for your career, and your main source of income comes from your blog, you are a business. And every business needs to make sure that they protect themselves. But you could always be at risk when it comes to the money side of things. Being self-employed, or an owner of a business, always comes with a level of uncertainty. And it’s for this reason that you should be thinking about protecting yourself and your business interests.

 

Start Saving

 

The first thing to do here is to start saving. This is something that we always say we’re going to do, but don’t always get round to. But, as a self-employed person, it’s something that you do desperately need in place. Because your income isn’t always going to be steady, and it’s never guaranteed. So, by having savings in place, you’re going to have something to fall back on should anything happen to your regular stream of income and you need it to pay the bills.

 

Draw Up A Contract

 

Do you work with a contract? If not, then you’re going to want to draw one up immediately. Most forms of business transaction will come with a contract. It’s often essential to make sure that your interests are protected. You need to ensure that your blogger contract lays out the details of your business deal, and what will happen should either party break the contact. This is for your own protection so that you have grounds for a case should you need to take action.

 

Insure Your Stuff

 

Next up, you need to think about getting some business insurance. So, right now, you don’t always feel like you are a business, but as we have established – you are! And if you were to have a break in, or your equipment should break, wouldn’t it mean that you can no longer work? So, you’re going to want to make sure that you insure your work equipment, your premises if you have one, and sometimes even you too, just to be protected.

 

Insure Your Income

 

You can also insure your income too. This would be in the event that you are unable to work in most cases. You will find that you can get something specialist, and see InsureSTAT.com for more on that, but you can get something more generic too. You may even be able to insure this under your business insurance, and it’s always a great extra to add on.

 

Diversify Your Income

 

Finally, if you want to make sure you’re really protected, then you’re going to want to branch out with your income streams. You’re going to want to make sure that you’re not so reliant on one source of income in case it dries up. With a few, you will always feel protected and won’t have to worry should an issue arise with one.