Don’t Let Dental Bills Put You In Debt

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A trip to the dentist’s can be expensive, but it doesn’t have to be. There are lots of tricks for making dental care more affordable – here are just a few measures to consider.

 

Ask for a discount

 

Most dental clinics will offer discounts if you ask. Many people don’t try to negotiate, but it could help you to make treatment slightly more affordable. Even if the clinic can’t knock off any money from the price, they may be able to offer the opportunity to pay in instalments over a long period so that you don’t have to pay it in one big hit and have time to earn and save up.

 

Get interest-free financing

 

There are some medical loan companies out there that offer interest-free finance that extends to dental treatment. You may only have to start paying interest if you miss a payment. One such company is CareCredit which offers a 0% APR credit card to go towards all dental costs. Make sure to read the small print as you may have to spend a certain amount of money on these cards per year to keep the zero interest rate.

 

Get insured

 

One of the most convenient ways of paying for dental costs is to take out dental insurance. By paying a small monthly fee, you could get all your future treatment paid for you. This could be specific coverage such as dental implant insurance or a scheme that covers all dental costs for all the family. It’s worth shopping around to find the best scheme for you and your budget.

 

Try your local dental school

 

It’s possible that there may be a dental school in your area that can do cheap treatment. Trainee dentists often need real people to practice on for routine treatments and charge very little for it (some may even do it for free). Treatment may take longer as a teacher may have to supervise the whole thing and instruct the trainee what to do. You’re still going to have professionals around you so the chances of anything going wrong are slim, however some people may still be put off by the idea.

 

Seek out treatment options early

 

The moment you suspect you may have a problem, you should visit the dentist immediately to get it checked up – you don’t have to get it treated there and then, but it’s worth knowing your options. A toothache that is caught early could be easily cured with a dose of antibiotics. However, leave it to persist and the infection causing the ache could spread resulting in more elaborate treatment, which is likely to be both less comfortable and more expensive. Get a diagnosis for a toothache early may also give you more time to shop around for treatment.