Car accidents can flip your life upside down in the blink of an eye. One moment, you’re on your way to work, or you’re embarking on a long-awaited road trip. The next you’re facing the prospect of nursing injuries and trying to handle insurance or compensation claims. Crashes are more common than you may think, and they can cause all kinds of injuries, from minor cuts to fatal head and spinal injuries. If you’ve been involved in an accident, your health should be your main concern, but you might also be anxious about how the incident will affect your finances. Hopefully, this advice will put your mind at ease.
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The first steps to take
Immediately after the accident, the priority should always be the health and wellbeing of those involved in the collision. If all parties are awake and conscious, and only minor injuries have been reported, the next step is to exchange details and provide police officers with information about the crash and the vehicles and drivers implicated. At this stage, it’s unwise to talk about who is liable for the accident in great detail. It’s better to seek legal advice and let experienced attorneys handle the case.
For many people who are involved in an accident, the first port of call in terms of financial assistance is their insurance provider. If you have insurance, this should cover the cost of repairs, and you may also be able to arrange recovery if your car is severely damaged. When you call your insurer, they will ask you a series of questions about the incident, and the state of the vehicle. Many providers specify a timeframe to make a claim, so it’s best to do this shortly after the accident. If your car is a write-off, your insurer may be able to provide you with a courtesy car until your payout is processed. Check the details of your policy to see what you’re entitled to before you make a claim.
Seeking legal advice
If you’ve been involved in an accident, and you were not at fault, you have every right to consider claiming compensation, and an accident attorney like Stewart J Guss can help you put together a case. Your attorney will ask you to provide detailed information about the collision and any evidence you have to support your claim. This may include photographs, dash cam footage or medical reports, for example. The amount of money you can claim will depend on a number of factors, including the impact of your injuries. If you’ve been forced to take time off work, or even give up your job due to illness, you should be able to claim for lost earnings. It is possible to file a claim without legal aid, but the process is complex, and having a legal expert in your corner will reduce stress and maximize your chances of achieving a positive outcome. The money you claim could help to cover medical and rehabilitation costs and provide a nest egg if you’re unable to work for a period of time.
If you’ve been involved in an accident, you may be worried about paying bills and maintaining a stable income. Hopefully, this guide will come in handy and help you cope in the aftermath of an unexpected accident.