Backdrops For Your Every Need!

I’ve loved photography since I was a little kid. I feel totally at home behind the camera. It’s a fun way to be creative and bring a smile to others. Once of the best things about photography is the variety! There’s always something new and fun and backdrops make it so much fun! I recently came across a site, shopbackdrop, that offers a wide variety of back drops to meet your photography needs!

I was quite impressed by the wide selection, layout, and ease of shopping. It’s well organized and appealing.  I had so much fun browsing through all the different backdrops available.  Below are some of my favorites!

This wood with snow sparkle backdrop is stunning! I’m quite the fan of wood backdrops and the sparkles added to the top brightens it up and offers endless opportunities! It offers natural beauty and is perfect for weddings, prom, birthdays, etc. There are so many themes that this backdrop could pair with. This backdrop takes my breath away!

 

I adore this castle archway door backdrop. It’s  magical in so many ways. I love the coloring and the artistic detail is to die for! It has so much to offer and can totally capture the subject in a variety of positions. It’s straight out of the movies material and makes for a super fun shoot!

Every photographer needs a natural scenery backdrop. Okay, maybe I’m being modest.. you actually need a few… for each season! I’ve always loved natural scenery. Autumn is my absolute favorite because of all the fun, bright colors.  I adore this natural autumn scenery.

  Whether you’re looking for a nature scene, a popping birthday  backdrop, a castle, or a natural wood  backdrop- they have it all! They offer a wide variety of stunning backdrops at affordable, competitive rates.

Check out shopbackdrop and tell us what you think!

Tricks Of The Trade

Every business is run in its own unique way. People are doing what they can to try and make it big time, but they’re often missing the tricks of the trade. Certain things can be done to put yourself ahead of the game, both financially, and in terms of competition that you might be facing. If you’re going into to business, you want to be making it big time. The best way of doing this is by taking little hints and tips along the way that you know is going to put you in a better position for success.

 

Image Source

 

Ahead With Your Finances

 

Getting ahead of the game with your finances is rule number one in business, and in your personal life as well. But getting ahead with your finances isn’t easy, in both aspects of life. With business, things get a little more risky, and they’re definitely harder to track. Suddenly you’ve got thousands flowing both in and out of your business, and managing things such as taxes can become difficult. So, what you might be able to benefit from is a Twin Cities based accounting firm that you can find pretty much anywhere that you might be based. Accounting is so important, just having one little bit out with your books can set you behind massively, and it does often cause a lot of businesses some trouble come the time when their business tax might be due. Another trick that we have that should be pretty obvious is to make sure you’re clearing your debt down as soon as you can. Rather than clearing it down, some companies let it pile up and up until they’re forced into administration. Just take Carillion for example!

 

Ahead Of The Game

 

Now we’re talking about the bigger picture. The things that you can do to make sure you’re top dog in the business world. Our top tip is to rely on tech. In some aspects of life, tech is an absolute nightmare. But in business, tech holds the key to easy success. The amount of softwares that are available to companies that’ll help streamline processes is amazing. You’ve got software that’ll help track finances, employee performance, product locations etc. All of which is going to save so much time and effort in house. If technology isn’t the answer to getting ahead of the game, we don’t know what will be!

 

Ahead With Innovation

 

It doesn’t matter what you’re selling, whether it be a physical service or product, innovation is key to success. Keeping your ideas fresh, and always coming up with new ways to improve quality of products and services is essential. What a lot of companies don’t understand is that being innovative is hard, someone else has probably already beat you to it. But as long as you’re keeping your own products new, and your customers haven’t seen you sell it before, it’s going to keep them keen.

 

So, do you feel as though you know a few tricks of the trade that’s going to help you shoot to success? We hope you now do!

 

These are The Most Common Lawsuits Filed Against Businesses

If you operate your own business then you will know how important it is for you to keep on top of everything. You will also know how important it is for you to treat your employees well at the same time. The problem is that even if you do all of this, you still run the risk of experiencing a business lawsuit because sometimes things happen and things can be taken the wrong way. If you want to make sure that you are doing everything you can to avoid a lawsuit in your business then take a look below.

 

Discrimination Suits

 

When businesses are sued for discrimination, it isn’t always from an employee. It is more than possible for you to have a suit filed against you by a customer, or even a patient. You’ll find that absolutely anyone who has a connection to your business can file a suit against you and this is something that you really do need to watch out for. For example, a customer could sue your business because they feel as though they are being discriminated against because of their national origin. This is especially the case if derogatory remarks are made towards that person, so this is something that you need to watch out for.

 

https://www.pexels.com/photo/two-person-in-formal-attire-doing-shakehands-886465/

 

Wage Law Violations

 

A lot of lawsuits are issued against employers because of allegations based on wages or wage laws. There are some rules that say that there are two categories of workers. There are exempt workers and there are non-exempt workers. Non-exempt workers are usually eligible to have some overtime pay while those who are exempt may not be eligible at all. Depending on where you live, you might be able to fight the company who you work for on this. It’s important to know that some companies do have their own specific rules and regulations regarding this, so do keep that in mind.

 

https://www.pexels.com/photo/party-glass-architecture-windows-34092/

 

Torts

 

A lot of suits are actually filed by third parties and this is all down to torts. Torts are actually violations of a person’s civil rights. There are two different types of tort that you might face in your time running a business, and that is an unintentional tort and an intentional tort. Negligence that has been committed by the owner of the business or even an employee can cause a serious accident or an injury. The injured party is well-within their rights to generate a suit against you for this, and this can cause both you and your business serious issues.

 

If you find yourself in any of the above lawsuits then it helps to have a good lawyer on-hand, like

Campbell law firm. When you hire a lawyer, they can work with you to help you through your case and they can also give you all of the support you need to really come out on top. This is especially the case if the fault wasn’t actually down to your company or the policies that you had in place at the time.

 

3 Ways To Reduce Employee Absence

Employee absence is something that every business has to deal with at some point. If your staff are off for a day or two because they aren’t well, that’s not too much of a problem. But when they start taking longer periods off work, you’ll lose money. Making sure that you’re looking after your employees and doing whatever you can to make sure they’re healthy and happy is the key to running a successful business. The easiest way to avoid absences is to understand what causes them and take steps to resolve those problems. These are the things you should be looking out for.

 

Stock Vault

 

A Dirty Office

 

Everybody catches a cold once in a while and there’s not much you can do to avoid it but if you’re finding that employees are always getting sick, it might be because the office is dirty. When you’re not cleaning the office properly, you’re creating the perfect breeding ground for bacteria to develop and spread, meaning more people will catch illnesses. It also means that once one employee is sick, the rest of them are likely to get it because you aren’t cleaning away any of those germs. At the very least, you should be getting a regular cleaner coming in every day but it’s important that everybody does their part. Let all of your employees know that it’s their responsibility to keep their work area and any communal areas clean during work hours.

 

A Dangerous Office

 

As well as illness, you need to watch out for injuries. It’s your responsibility to make sure the office is safe and free of trip hazards and faulty electrics etc. If you’re not doing that, you run the risk of employees getting injured. Not only will they end up taking a lot of time off work, they could also contact a personal injury attorney and sue you for compensation if the injury was a result of your negligence. You’ll end up paying a big settlement and losing money while your employee is out of work as well, so make sure you’re always up to date with your health and safety.

 

Mental Health Problems

 

Mental health problems are becoming increasingly problematic in the workplace. If your employees are under a ridiculous amount of stress, it could lead to a serious medical condition that means they have to take an extended period off work. The major reason that people develop mental health problems through stress is a poor work life balance. A lot of research has been done in this area recently and the findings tend to say that working long hours and not taking regular breaks actually makes you less efficient and you’ll get less done than if you worked shorter hours more productively. It’s worth trialing a shorter or more flexible day to see whether the same amount of work gets done. As long as everything that needs to be done in the week is completed, you should try giving your employees more time off where you can.

 

If you can combat these common causes of employee absence, you’ll have a more productive and profitable company.

 

What Did Facebook Do So Wrong?

(Image Link)

 

Over the last couple of weeks, a lot of information has come around surrounding a scandal involving the world’s largest social media business; Facebook. Having allowed sensitive consumer data to fall into the wrong hands, the massive company is having to face the prospect of direct regulation from several world governments, massive fines, and even criminal charges brought against them. But, what exactly did they do so wrong?

 

Facebook has had a developer platform in place for a very long time. Providing invaluable tools to people making websites and software, this system is great for anyone trying to make a third-party app. Of course, though, when it comes to new services like this, it can take a lot of learning before they are perfect, leading to big mistakes being made. In the case of Facebook, they simply gave developers too much freedom when it came to collecting data. Assuming that their policies and terms were enough to prevent data breaches, they left their user’s data to be ripe for the taking.

 

A few years ago, Cambridge University’s Aleksandr Kogan released a tool which enabled him to collect user information when the signed up. Using a loophole in the API’s design, Kogan was able to collect the data of not only the users signing up, but also of select groups of their friends, resulting in over 80 million users data being collected within a matter of months. Up until this point, though, not much wrong had been done, and Facebook’s user agreement was the only thing broken.

 

This data didn’t sit around for long, though, and it soon found itself being bought by a data analytics company called Cambridge Analytica. At this point, the story begins to get a little hazy, but it is widely suspected that this user data was used as a tool to influence both Brexit and the 2016 US elections, violating both laws and user agreements which Facebook is supposed to uphold.

 

For most users, this issue isn’t anything to worry about, and it’s unlikely that your data is out there and being used without your knowledge. If you suspect your data has been breached, though, it could be worth talking to a company like Shakfeh Law LLC to give you the power to take the right action against those abusing your information. It’s likely that Facebook will face a lot of legal challenges over the next few months as a result of this breach. Not only will they have to fight in court, though, but they will also have to win back the trust of the massive user base they serve.

 

Hopefully, with all of this in mind, you will feel a little more resolved when it comes to keeping your Facebook account. Breaches like this are a fairly common occurrence in the world of the Internet, and it’s unlikely to stop until companies have had enough time to iron out there policies. Until then, it is worth only posting information which you wouldn’t mind the whole world having access to.

 

Mindset Management For Magnificent Money

If you want to improve your money and grow your wealth, then focusing on the ways in which you are thinking about it will make a huge difference indeed. In many respects, this is all you really need to do, and you will almost always find that the rest will follow. However, that is easier said than done, and you need to make sure that you are actually aware of what it entails and all of the angles you might need to approach it from. In this article, we are going to look at some of the things you might want to consider in order to be able to manage your money mindset a little better, and so hopefully get to a place where you are able to make much more of what you have, and gain much more besides.

 

Image Credit

The Role Of Positivity

 

Much has been said in the past of the aim of being positive, and this forms the basis of many mindset changes which people are keen to undergo. However, the positivity itself is often deeply misunderstood, and it is worth looking into it to make sure that you are truly aware of what it really is and isn’t. Being positive about your money does not mean that you pretend things are better than they are, or that you ignore the bad going on in your life. All it means is that you try to focus on what is good rather than what is not so good, and in so doing you will be able to make much more of the former while hopefully limiting the latter.

 

Being positive can actually be something of a challenge, but you will find that if you get good at it, it becomes like any other habit, and one which will bring about some pretty interesting and powerful changes in your life. If you stick with it, it will mean that you end up actually bringing more of the good into your life, so that you can then continue to feel more positive as time goes on. As you can see, it is a virtuous and healthy cycle, and one which can really make a huge difference to your money in the long term.

 

Gratitude Magic

 

You might have heard among those who like to try and improve mindsets that gratitude is a powerful thing to focus on. It’s true, and it is so important that it is worth looking into as deeply as possible to really get to the bottom of it. One of the real hurdles many people face is not being able to feel grateful when they are not in a good or strong financial position. This is understandable; after all, nobody who is in poverty will feel much to be grateful for. Yet, if you do manage to find something to be grateful for, it can have a way of dramatically transforming your life overnight, and it is worth looking into to see how you can develop more of this feeling around your finances, so that you can improve the situation on the whole.

 

Image Credit

The reason this works is that when you are grateful for what you have, it places you in the frame of mind which enables you much more easily to gain the things you want. Conversely, when you feel ungrateful, it only creates more of the same situation which you don’t want. You receive what you focus on, so if you focus on your gains rather than your lacks you will find you increase and multiply them – and vice versa. If you remember that gratitude equals a great attitude, you will be able to remind yourself to be grateful for the things you have, however much or little it might be, which will in turn lead to even more to be grateful for. It’s real magic.

 

Image Credit

What’s Your Worth?

 

If you want to improve your relationship towards money, you need to have a strong and clear idea of how much you are really worth and what you really deserve. This might be harder to do than it at first seems, but it is worth getting to the bottom of it if you really want to keep your finances in the best possible position. Figuring out what you are owed is often a matter of research – research into a specific situation you find yourself in, or research more generally into what you might be able to claim for your own. People who are unsure of what they are worth or what they are owed are much less likely to be in a strong financial position, so this might be more important than you think to figure out for yourself.

 

You can read more here about a certain situation in which it helps to know what you are owed – but bear in mind that this is also a mindset which you should try to adopt more generally, as it will invariably lead to a much more confident stance towards your financial concerns.

 

Generosity Ties It All Together

 

If you want to receive, you need to give – this is as much an immutable law as anything else in the world, and it’s something you will want to come to terms with as soon as you can. When it comes to improving your finances, you will find that when you give out more, you will always get it back in droves. You don’t need to harbour a belief in karma or any spiritual ideas for this to work for you; it’s actually just a simple case of energy and the way it works over time. If you want to be in a better financial situation, much of the change you seek will come about as a result of giving away to others a little more. If you find this hard to appreciate at first, it is worth sticking with it, and before long you will start to notice that it really does make a huge difference to your own personal wealth. Of course, you should be careful not to give away so much that you bankrupt yourself.

 

How To Handle Your Finances When They’re Feeling Too Much

https://unsplash.com/photos/FHnnjk1Yj7Y

 

When it comes to money, we can all get a little overwhelmed every now and again. Because money makes our own little world go around and when you know that you’re not on top of yours, it can freak you out a little. As much as it should be super easy to keep track of the money we get in and what we pay out, life doesn’t always work that way. A lot of the time, you are actually going to find that you are faced with unexpected bills or even that you can’t quite make ends meet at the end of the month. However, you don’t have to let yourself struggle like this any longer. Because it can be so much easier to handle your finances that you might think.

 

Create A Spreadsheet

 

First port of all – you’re going to want to create yourself a spreadsheet. This doesn’t have to be incredibly complicated, just a simple sheet with ‘in’ and ‘out’ is a start. When you’re able to track what comes in and what goes out, whether that’s from now on or backdated, you’ll have a much better sense of where you are financially.

 

Download An App

 

If you never really know what money you have, then it’s time to download an app or two. Because the banking apps or even the app for your credit card can be really useful. You can see realtime what your finances look like, make payments, and even see where your money is being spent with their analysis tools. This is a really simple way for you to be able to check in on everything regularly and stop everything from feeling like it’s too much to handle.

 

Stay On Top Of Things

 

Above all else, you really aren’t going to want to feel like this and have to go through everything every few months. So instead, you’re going to want to make sure that you track your spending on a daily or weekly basis so that you can stay on top of things as you go along. When you do, you’re going to find that you don’t really get overwhelmed at all.

 

Bring In The Experts

 

If you’re really struggling to make any sense of your finances when it comes to your taxes, then don’t suffer in silence. Sure, it’s cheaper to do that, but you’re only going to stress yourself out. Instead, when you hire an accountant such as Gudorf Tax Group, you’re going to find things so much easier to manage. They’ll take care of your taxes for you, which will give you one less thing to worry about. An accountant’s fee is a small price to pay for peace of mind!

 

Go Back To Basics

 

When you’re dealing with too many different payments, accounts, or outgoing altogether, you can tend to feel overwhelmed. So, strip it all back. Keep all of your accounts in one place, reduce your bills that go out, and really stick to the minimum. That way, you’re going to find everything so much easier to keep track of and handle altogether.

 

Pelican Point By Irene Hannon {Book Review}

Disclosure: I received a copy of this book from the publisher for the purpose of this review. All opinions remain my own and weren’t influenced. My opinions may differ from those of others as well as the author/publisher. Some of the links on the following page are “affiliate links” and I may be compensated if you click on these links.

Synopsis

A crumbling lighthouse is not part of the inheritance Army doctor Ben Garrison expects to claim when he journeys to Hope Harbor. Fresh out of the service, he wants only to unload the tower of bricks, decompress from years of treating battlefield trauma, and prepare to launch his civilian career.

Hope Harbor Herald editor Marci Weber has other ideas. She may not be a Hope Harbor native, but the small Oregon seaside town has become home–and she’s determined to save the Pelican Point landmark.

Sparks fly as the two go head-to-head over the fate of the lighthouse. But when they start to cooperate, a different kind of fire ignites. Can Hope Harbor heal the hearts of these two romance-wary souls?

My Thoughts!

I’ve loved lighthouses since I was a little kid, so the synopsis drew me in rather quickly. The story was mesmerizing. It’s well written, well developed, and easy to follow. I loved the well developed characters and the easy to follow plot.  It offers a fast pace  that drug me into a whole new world from the first page. It offers determination,  love, motivation, and  difference of opinions. I  highly recommend this read!

Purchase It!

 


Hurry on over to Amazon to grab this book! *Remember that Amazon pricing is subject to change at any time with or without notice.  Please double check pricing before purchasing.

Forget the Pennies: To Save Money, Be Pound Smart

OK, the title may be a bit incorrect: you shouldn’t forget the pennies altogether. Those small savings you can make from switching to cheaper brands and so on can add up to real savings if they’re spread over a long enough period. But if you want to save some serious cash, and quickly, then it’s high time you look at the big expenses – the ones that really eat into your annual budget. If you can slash the cost of these expenses, or think about them differently, then you’ll see that savings account moving in the right direction.

 

Source: Pexels.com

 

Your Monthly Food Bill

 

UK households have always had to spend a large part of their salary on one of the basic requirements of living – eating food. And last year saw an additional percentage rise, as supermarkets ditched their promotions and a strong euro raised the cost of imports. If you’re still just wandering into the supermarket and picking up whatever you want off the shelf, then it’s time to rethink your strategy. Planning your meals and making a shopping list can dramatically cut the cost of your food bill – sometimes by as much as a third. Calculate how much you’re currently spending each month, and you’ll see that it’s not an insignificant amount of money!

 

The Essentials

 

Along with food, the other two big areas where Britons are spending their money is their housing and transportation. When it comes to your vehicle, you can usually get a much better deal by leasing your car from a company like Intelligent Car Leasing than by buying it outright; you’ll still have a car in your life, but it’ll cost you much less per month. If petrol is your issue, then step out of the driver’s seat from time to time. Public transport in the UK is very good and means you won’t be burning money (petrol) or having to pay for parking.

 

Avoidable Extras

 

It’s nice to have a few luxuries in our lives, but the reality is that things like a weekly trip to the pub and the like can cost our wallets dearly. Take a look at how much you’re spending on things like restaurants and alcohol, and you might just discover that you could have much more money in your bank account if you reduced these costs. Try and find other ways to entertain yourself at the weekend; hosting a dinner party or curling up on the couch are no poor alternatives to heading out – and you’ll be thankful for your decision when it comes to checking how much money you have left at the end of the month.

 

Matched Saving

 

No-one’s going to stop buying things like televisions, smartphones, and other modern tech. But if you do, consider putting the equivalent of however much you spend into a savings account. It might just make you think twice about parting with the cash, but if you do go ahead and buy, then at least you’ll also be making a wise financial decision at the same time.

 

Bad Investments That Could Cost You Dearly

If you know anything about money and finances, you will be very aware that investing your cash is one of the best things that you can do with it. It’s even better than simply hoarding it all away in a savings account as you stand a much better chance of getting some considerable returns on your investments. It’s fair to say that even the best savings accounts with the higher levels of interest just can’t compare to the growth your money will see in various investments.

 

However, investments are not all created equal. Sure, there are some really great ones, but there are also some that are extremely risky for you and your money. Here are some of the worst investment decisions that you could make. Try and stay away from them as they will certainly cost you dearly!

 

Kaboompics

 

Timeshares

 

On the face of it, timeshares may seem like a really good idea. After all, who doesn’t want their own little place in the sun where they can go on regular vacations? But they really aren’t good for your money. When you invest in a timeshare, you will buy a portion of the year to spend at the property. The more people who invest in the same property will make it cheaper for you. So, it’s easy to think you are getting very cheap holidays. That’s not the case, though. Most timeshare properties have very expensive maintenance costs that you will have to pay for. You won’t just have to pay for the maintenance carried out while you are there – you will need to pay for the year in full. Plus, timeshares can be very difficult agreements to get out of. Most people have a battle on their hands and resort to using the services of Aconsumercredit and other companies who help their clients rescind timeshare agreements. As you can see, they are bad for your cash and also your stress levels!

 

Kaboompics

 

Pyramid Schemes

 

If someone approaches you with a business idea, you might be tempted to invest in it, especially if they itch well and put on a great presentation. It might all seem very compelling and legitimate. But you really do need to think twice about their proposal as they might just be trying to sell you a pyramid scheme. You need to pay to join the scheme at first and will then need to recruit other new members so that you can make a profit for yourself. However, this can be very difficult. Even if you do find that you are able to recruit some newbies to start off with, you will no doubt find that the pool of possible people you could invite starts to dry up. Pyramid schemes always inevitably collapse and, in this situation, the only people guaranteed to walk away with any money are those at the top who started it all. You will definitely lose out. So, don’t invest in these kinds of schemes as they are usually always scams!

 

Pixabay

 

Land

 

Even though land looks like it could be a great investment, it usually is far from it. Lots of people buy land thinking that they can then sell it for a higher price to property development companies. Even though that sounds simple enough, it isn’t always that easy. In fact, the value of land can actually be very volatile. You might buy the land for one price but then will be unable to sell it for a higher price at a later date due to a dip in its value. Not only that, though, but you will have to pay certain taxes and insurances to protect the land while it is in your ownership. This is a regular monthly outgoing that could be costing you dearly. You will need to factor in this cost when you work out how much you make from reselling the land – as a result, you might be surprised at how little you are able to make.

 

Kaboompics

 

Penny Stocks

 

Have you ever heard of penny stocks? If not, then that is probably a good thing! These types of stocks were very popular a decade or two ago and many people still seem to favor them over other investments. But that’s a really bad move. These penny stocks bring terrible returns on money. These stocks are all priced under $1. As they are so cheap, many investors believe that they will be able to make a quick profit very easily. That rarely happens, though. In fact, the only people likely to make any money from these kinds of stocks are those who list them for sale on their website. So, stay well away!

 

Kaboompics

 

Missuited Higher Education

 

Most people will agree that there are some higher education degrees and courses that are really worth it. For instance, those who study medicine and go onto become doctors will be investing in their future by going to higher education. After all medical professionals are always in demand so there will always be well-paid jobs for those who take a course in medicine. Other higher educational courses that are worth it include mechanics, sciences, modern foreign languages, and teaching. However, there are some courses and degrees that don’t improve people’s employability. These are more often than not the degrees that are considered arts and creative. For instance, philosophy, English, and history of art won’t have too many career prospects available to you once you graduate. This is because you won’t come out with any practical experience or a defined career. So, you need to think about which higher education course you are going to take before you finalize your choice. Otherwise, you could really struggle to find a well-paid job after graduation. And, if that happens, all of that money you pumped into your university or college tuition fees will have been a very bad investment.

 

Hopefully, this blog post will help you open your eyes when it comes to bad investments. If you manage to stay away from these, you should end up in a strong financial position!