Preparing For Property Purchasing And Moving

Photo by mohamed_hassan from Pixabay

Whether you are downsizing, moving into your first home, any other type of property purchasing there are headaches that could be just around the corner for you. The stress of moving home is one that rivals the most intense of moments as you try to organize your life into compartments to please the bank, the movers and yourself. Here are some ways that you can relieve yourself of some of the pains that are associated with moving or at least alleviate the pressure.

Money

It doesn’t matter what you are doing in life, the pressure of money is never too far behind, and that is never truer than when you are looking at moving property. The reason for that is that it is an expensive thing to do, the housing market doesn’t show much interest in subsiding and therefore anyone who is looking to buy is going to need a substantial deposit and a friendly mortgage to get them by. Let’s take a look at some of those ideas a little closer.

  • Savings

Before you have even considered a property, you should be saving money so that you are secure in the knowledge that comes the day you need a deposit; there is a ready-made one in your bank account. There are several ways to go about this process, one would be to open up a certificate of deposit that allows you to put your savings into an account that has a fixed term interest rate. What that means is that no matter the fluctuations in the market, you will continue to earn interest at an agreed upon rate over a set time period. However, be aware, you usually can’t withdraw your money from this account during that fixed term.

There are several types of savings accounts and getting yourself into a position that you can make the most of them is going to be vital. Make sure you are using tools like comparison websites and discount websites to reduce your outgoings so that your income isn’t all spent before you can safely store some away.

  • Mortgage

The next step is to secure your mortgage. There are many variables to consider when it comes to agreeing this part of your property purchasing and they mostly will come down to your deposit and your personal preferences. You should ensure that you speak to a mortgage broker at length before you set yourself up so that you are in a position to make a well-informed decision rather than one based on an overload of detail and not much substance.
Something to consider when it comes to agreeing your payments with the bank is mortgage discount points. You might be able to get a reduction on your interest rate if by paying for the privilege. This is just one of the many benefits that you should explore before agreeing your mortgage deal.

Photo by stevepb from Pixabay

Moving

Once you have sorted your finances and agreed the sale of a property, the next step is to start the moving process. But just when you thought the headache was over, a fresh one starts to rear its ugly head. Here are some suggestions to help you avoid getting dragged into some hell of moving home without a plan.

  • Organisation

The first thing to do is organize everything in your home to within an inch of its life. That means taking every room one by one and detailing everything with precision. You should attempt to organize your belongings into three piles:

  1. Throw Out
  2. Storage
  3. Making the Move

The idea here is to set yourself with a situation that makes life easier to compartmentalize and prepare for moving day.

  • Clearing Out

Anyone who has ever moved home will tell you that this is the perfect opportunity for a bit of spring cleaning. A chance to clear out the stuff you no longer have a place for and start fresh at the new home. It doesn’t matter the size of the property you are moving to, this is your chance to get rid of the clutter and begin a fresh collection. Now, that isn’t to say that you should be throwing out all of your belongings, but be selective what is make the move with you. This is the thought process behind the three piles; the first is to be thrown out, the second is for things you’re unsure about so should be taken to storage on a time limit and the final one is to come with you.

  • Move

Once moving day is upon you the time has come to load up the boxes and get moving. Before this day does arrive you should ensure you hire a removals team, they are professionals who will make this process a lot easier and efficient for you. Remember, the idea is to eliminate stress and enjoy the home you have gone through so much to live in.


Brunch at Bittersweet Café by Carla Laureano {Book Review}

Disclosure: I received a copy of this book from Celebrate Lit for the purpose of this review. All opinions remain my own and weren’t influenced. My opinions may differ from those of others as well as the author/publisher.

This was my first read by Laureano and it was a delicious read that really got my appetite going as so many desserts were described in detail. This is the type of book you want to read while sitting on a bench at your local bakery.

It offers a steady pace and a relatable, quirky storyline. I love reading books with characters that are chefs. It really warms my soul and brings out my inner baker. The characters are well developed and easy to relate to.

This read really engages the reader and offers a strong message of mending broken relationships, forgiveness, and rebuilding trust. It’s a book we all can benefit from and it’s well written and easy to follow.

About the Book

Title: Brunch at Bittersweet Café
Author: Carla Laureano
Genre: Christian Romance
Release date: February 5, 2019
Publisher: Tyndale

Baker and pastry chef Melody Johansson has always believed in finding the positive in every situation, but seven years after she moved to Denver, she can’t deny that she’s stuck in a rut. One relationship after another has ended in disaster, and her classical French training is being wasted on her night job in a mediocre chain bakery. Then the charming and handsome private pilot Justin Keller lands on the doorstep of her workplace in a snowstorm, and Melody feels like it’s a sign that her luck is finally turning around.

Justin is intrigued by the lively bohemian baker, but the last thing he’s looking for is a relationship. His own romantic failures have proven that the demands of his job are incompatible with meaningful connections, and he’s already pledged his life savings to a new business venture across the country—an island air charter in Florida with his sister and brother-in-law.

Against their better judgment, Melody and Justin find themselves drawn together by their unconventional career choices and shared love of adventure. But when an unexpected windfall provides Melody with the chance to open her dream bakery-café in Denver with her best friend, chef Rachel Bishop, she’s faced with an impossible choice: stay and put down roots with the people and place she’s come to call home . . . or give it all up for the man she loves.

Click here to purchase your copy.

About the Author

Carla Laureano is the RITA® Award-winning author of contemporary inspirational romance and Celtic fantasy (as C.E. Laureano). A graduate of Pepperdine University, she worked as a sales and marketing executive for nearly a decade before leaving corporate life behind to write fiction full-time. She currently lives in Denver with her husband and two sons, where she writes during the day and cooks things at night.

Guest Post from Carla

“Confessions of An Erstwhile Baker” Like most females, baking is encoded somewhere deep down in my DNA. Call it nature or call it nurture, but at the earliest age, I figured out that the cute boy in my English class would talk to me if it involved chocolate chip cookies. Got my heart broken or had a friend betray me? I grabbed the mixing bowl and went for the brownies (even better if they’re served à la mode.) My friend was having a birthday? I made a cake drowned in pounds of buttercream.

I quickly graduated from the boxed mixes to the real thing when I got married and had a kitchen large enough to roll out dough. I would comb magazines for the best recipes and spend my weekends trying them out. I quickly became known for bringing beautifully iced Christmas cookies and delicious homemade cakes to work.

Then my husband and I moved our young family from Los Angeles to Denver, a relocation that was about 1000 miles northeast and 5000 feet up. Suddenly, every recipe I’d perfected in the previous eight years failed. Cookies burned to crisps, cakes fell, and don’t get me started on candy making. Gradually, I adapted my recipes (my beloved never-fail Toll House recipe took eight tries to get right) and even became an avid artisan bread-baker.

Then disaster. Or at least, what a baker would consider a disaster. After developing chronic health problems, I discovered that among other things, I was sensitive to gluten. The horror! In order to heal, I turned to the paleo diet, which eliminates all grains (there goes most gluten free recipes) and all processed sugars (there goes everything else). I’ve tried baking paleo-style, and while I can now make cakes that even my gluten-fiend family enjoy, it’s just not the same.

So what’s a once-obsessive baker do when she can’t eat her creations? She bakes for other people and goes on faith that they actually taste good… considering she can’t taste them herself.

It struck me that there was a spiritual lesson in that, and an obvious tie to Brunch at Bittersweet Café, which deals in large part with Melody’s faith journey. There are times when we have no idea if things are working out the way they’re supposed to, in which case we just have to trust the “recipe” and the input of friends and family who love us. Sometimes our instincts tell us when we’re off track, and sometimes we need that outside nudge from our “taste-testers” to put us back on course.

In any case, what Melody and I have in common is that we both bake to show our love for the people around us. And the process of baking my favorites, even knowing that I can’t enjoy them myself, can still be a selfless way to show people they’re important to me.

Fortunately, macarons, which happen to be made with almond flour, are still on the menu.

Blog Stops

Quiet Quilter, February 12

Among the Reads, February 12

Lighthouse Academy, February 12

By The Book, February 12

The Power of Words, February 13

As He Leads is Joy, February 13

Cultivating Us, February 13

Blossoms and Blessings, February 13

Fiction Aficionado, February 14

The Lit Addict, February 14

Christian Chick’s Thoughts, February 14

This Chattanooga Mommy Saves, February 14

All-of-a-kind Mom, February 15

Just the Write Escape, February 15

100 Pages per Hour, February 15

Splashes of Joy, February 15

Bibliophile Reviews, February 16

Texas Book-aholic, February 16

Debbie’s Dusty Deliberations, February 16

C Jane Read, February 17

Abba’s Prayer Warrior Princess, February 17

Moments, February 17

Back Porch Reads, February 17

Cordially Barbara, February 18

Genesis 5020, February 18

Simple Harvest Reads, February 18 (Guest post from Mindy Houng)

Truth and Grace Homeschool Academy, February 18

Livin’ Lit, February 19

Kat’s Corner Books, February 19

Life with the Tribe, February 19

Stephanie’s Life of Determination, February 19

Through the Fire Blogs, February 20

Remembrancy, February 20

Vicky Sluiter, February 20

Living Life Free in Christ, February 20

2014 and Beyond!, February 21

Daysong Reflections, February 21

Inklings and Notions, February 21

Pause for Tales, February 21

Cafinated Reads, February 22

Tell Tale Book Reviews, February 22

two points of interest, February 22

Ashley’s Bookshelf, February 22

My Devotional Thoughts, February 23

Two Girls and a Book, February 23

The Christian Fiction Girl, February 23

For the love of books, February 23

God is Love, February 24

Book by Book, February 24

Book Bites, Bee Stings, & Butterfly Kisses, February 24

Janices book reviews, February 24

Lukewarm Tea, February 25

Carpe Diem, February 25

A Baker’s Perspective, February 25

Bigreadersite, February 25

Giveaway

To celebrate her tour, Carla is giving away a grand prize package of a macaron baking mat, a macaron book, and a paperback copy of Brunch at Bittersweet Café!!

Be sure to comment on the blog stops for nine extra entries into the giveaway! Click the link below to enter. https://promosimple.com/ps/db0f/brunch-at-bittersweet-cafe-celebration-tour-giveaway

5 Ways To Get Out Of A Rut

Do you feel like you’re trapped on a hamster wheel just spinning in circles? Do you feel hopeless or stuck? Do you feel stressed or anxious? We’ve all been there and it can seem like there’s no light at the end of the tunnel. You aren’t alone and there is hope! Breaking the negative cycle that has gotten you down is possible if you can help adjust your way of thinking.

Embrace Past Regrets/Mistakes

Regret and dwelling on past mistakes is a common reason people get stuck in a rut. It can paralyze you from making progress and holds you back from opportunities as you fear making another mistake. To break this cycle you need to dig deep and really assess what happened or what you could have changed. This will allow you to change your behavior the next time you are in that situation.

Stepping Out Of Your Comfort Zone

We all have a comfort zone that allows us to feel safe, secure, and understood. However, that same comfort zone can also confine us and hold us back. Step outside of your comfort zone and see a whole new world of possibilities.

Set Realistic Goals

We llhave have dreams and goals. However we need to determine which ones are realistic and which ones are pipeline. Setting unattainable goals is a sure fire way to put energy into something that will quickly burn out and put you on a negative path feeling like a failure. Don’t read that to mean that you shouldn’t shoot for the stars though. It’s always nice to want something more or to work towards a goal. However, know your limits.

Let It Out

Often times we feel alone and misunderstood when we are in a rut.
OptimisticBrain.com is a great way to seek support, get help, and get out of your rut.

If you aren’t up for social sharing yet, write down your thoughts. This allows you to let it out while also allowing you to reflect on it at a later time. It also helps put some distance between your thoughts and your wellbeing.

Get Medical Help

Sometimes your rut may run deeper. If you experience overwhelming anxiety, depression, or unstable moods you may want to seek medical assistance by talking to your doctor. Treatments are available and range from medical marijuana (such as that offered by http://healthcaredispensary.com/shop/ ), pills, therapy, and more.

Regardless of how you got in a rut, there is a way out. Think positively, put a new spin on your day to day interactions, talk to others who may be going through something similar, or begin journaling. There are a ton of ways to cope so let us know your favorite!