Easy Ways To Save Money On Household Bills

Each month, your household bills are likely to slowly creep up. Whether this is down to your personal use or a simple increase in prices, watching your bills get more expensive as your wages stay the same can be a real worry. Luckily you needn’t suffer through such financial distress for much longer, as there are many simple tips and tricks that you can make the most of that will help you to save money on your household bills. It needn’t be difficult to start saving today, so read on to uncover some of the best steps that you can follow to take back control over your household finances in no time at all.

 

Image Source – Pexels

 

Cut Your Food Bill 

Cutting your food bill is usually the easiest place to start, as many people spend a fortune on meals, drinks and snacks each and every week. Splashing out on branded goods can hike up your shopping bill considerably, so maybe it’s time to explore your grocery store’s own brand aisle to get a few tasty bargains! Rather than purchasing pricey ready meals that lack nutritional value, consider learning how to make your own dishes from scratch using fresh ingredients. Often it’s far cheaper to actually buy whole packages of individual ingredients than it is to buy one pre prepared meal, and you’ll get 3 or even 4 servings in comparison. Opting for dried alternatives rather than fresh options can add to your overall saving, whilst frozen vegetables are often far cheaper too. You don’t have to lose out on flavour when trying to save some money on your food bill, as there are so many budget friendly recipes that pack a real punch! 

 

Always Shop Around 

Whether you’re searching for electric providers, gas and water services, WiFi, insurance or any other household related bill, going for the first option that you find is not always going to be the best decision that you can make. It’s so important that you can take some time to shop around, as a quick browse online will help you to uncover a wide variety of different businesses offering differently prices and packages to suit your unique needs. Finding a reputable brand like American Insuring Group will show you just how much of a financial difference this can have on your monthly spend compared to much more expensive providers, so it’s definitely worth your while to look around. Explore dedicated comparison websites that host the most popular brands and businesses, whilst also making an effort to stray further than the first page of search results to get a better view of what’s really available. Sometimes smaller providers have much better prices than their larger competitors, but their lack of marketing budget may mean they can’t afford to spend on first page advertising. 

 

General Winter Advice 

To add to the tips detailed above, there are a few general winter advice pieces which can really help to improve your monthly household spend. When the cold starts to set in, it’s a good idea to invest in some thick faux fur blankets and winter duvets that can provide extra warmth during the night, as this will reduce your need for extra heating! Additionally, utilising rugs in hard floor areas will help to create a kind of barrier in between you and the icy ground below, making a huge difference considering that most heat is lost through extremities such as your feet! Keeping your curtains or blinds closed can help to trap the heat in, and this is an easy task when the evenings start to get darker much earlier. If you have a simple single glazed window then this may be a problem with the wind and snow starts to make an arrival, as they can let considerable heat escape from your home. Rather than paying to heat the street, it may be more cost effective to upgrade to double glazing. 

Saving money on your household bills has never been so simple when you’re able to make the most of the top tips and tricks that have been detailed above! It can be an expensive game to own your own property, but luckily there are many ways that you can decrease your monthly spend to gain more disposable income! Whether you decide to reduce your food bill by making your own meals, shop around to find the most affordable utility providers or implement a few winter friendly solutions, there’s no time like the present to start saving.

 

Could You Be Increasing Your Income Each Month? Let’s Discuss

When it comes to money, many of us may be feeling a little overwhelmed right now. Some of us will be struggling with reduced income, and others may be worrying about the future. We are all in this same storm we are just in different boats, and what might be working for one person may not necessarily be your story or experience. However, the one thing we can all do is improve our financial situation. With that in mind, here are some of the things that you could consider.

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Your property could be holding the answer

One of the first things to consider would be your home and property. Buying a property is a great way to have a long term investment plan, but it could be making you some extra money in the short term as well. For starters, the outside space. If you have a big plot of land that isn’t doing much right now then you could look at having a cell tower put in place. Renting the land out can give you a little income and experts like Vertical Consultants could help you with the fine print. Another thing to think about would be renting out a car parking space or your driveway. This could be a great option especially if you live close or in the city where people commute each day. Last of all, any garage or outbuildings you have could be used as storage for people, and again this could be something that you can charge for. 

 

Look at reducing your bills 

Another thing to think about would be to look at reducing your bills. It is essential that you try and increase your income by only paying out for the things that you need. So it may be time to switch providers for energy or insurance. This is so you can get the best possible deal. You should also look at your regular payments and try and look to see if there are ways of bringing them down. This might include things like meal planning and changing where you shop for food, or even cancelling regular payments for things you no longer need. 

 

Make some extra money from home 

If you can try and make some extra income from home. This could mean that you look at using your spare time wisely by filling out online surveys or even reviewing websites online. You could also look at making some extra money from the things that you no longer want or need in your life. Selling things online on eBay or Facebook marketplace can help you to add some extra income to your pocket and also clear your home of any unwanted clutter. 

 

Go for the career or job progression option 

Finally, while many people have struggled with their jobs you could be in a position where you can look at your career and make some changes. Perhaps you now see the opportunity to go for a promotion at work or even change your career to improve your circumstances. It might be time to seize the opportunity and go for it. 

Let’s hope this has given you some ideas on how you could increase your income each month.

Looking After Your Finances After An Accident

When you have been involved in an accident, your physical well-being is understandably at the forefront of your mind. However, sometimes when you’re hurt, you need a longer period of time to heal and this can dramatically affect your finances. So what can you do when you’re unable to head out to work to earn money? We’ve got some tips on how you can look after your finances after an accident.

 

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Speak to your utility providers

You may be worrying about how you’re going to pay your bills this month, and a really simple way of avoiding extra charges is by speaking to your utility providers! Call them and explain your situation. They will be able to set up some form of payment plan and freeze any charges for payments missed. The same goes for your rent or mortgage! Explaining your situation will help them understand why you’ve missed a payment or two, and allow them to provide as much help as possible. Your mortgage lender may be able to give you a payment holiday until you get back on your feet.

Find out if you’re entitled to a disability allowance

If you were hurt in such a way that it’s changed your entire lifestyle, you may be entitled to some extra help financially. Your accident may have left you disabled in some way, and you should take the time to get a disability insurance quote to see if you’re entitled to any extra money! This can also help protect any savings you may have too.

Make money from the comfort of your bed!

So you can’t physically go out and work right now, but that doesn’t mean that you can’t make money from the comfort of your own home! You could start and monetise a blog, or, if you’ve got a particular skill that can be performed online such as graphical design, proofreading, or even freelance writing, you can head to websites such as Upwork and Fiverr to advertise your skills and take on pieces of work to keep your finances topped up.

Speak to your employer about sick pay

Your employer may be able to help you financially too. Look through your contract to find out what their policies are around sick pay when you’ve been in an accident. Alternatively, speak to them directly to see what help they’re able to provide you! You may find that while you’re recovering, they will allow you to work from home so you can still earn money!

Don’t be afraid to ask for help

Finally, it’s important not to let pride get in the way of your finances, especially while you’re recovering. Speak to family members and friends to see if they’re able to help in any way until you get back on your feet. Even if that means them buying some groceries for you, or having your children instead of paying for daycare, every little helps!

Finally, your health comes before everything else, so concentrate on getting better first! With these tips, you should be able to stay on top of your finances!